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If You Buy Fitness Gear You Need To Know About Klarna

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Does high credit card interest put you off buying that connected spin bike you have your eye on? Do you want to be able to try out different workout clothing at home without having to worry about your cash flow?

Many people spend a lot of money paying interest each year to make purchases possible. In 2020 alone, Brits paid £5.7 billion in credit card interest and fees. Klarna, a leading global banking, payments and shopping service, believes that this is an outdated system and has developed a better, smarter way to shop – one where you never pay more than the price of the product.

Klarna provides a simple and easy to use solution. Shoppers can choose to pay later in 30 days, meaning they can try on items at home and only pay for what they keep, with no interest and no fees. More people are turning to this method of buying now and paying later – it’s been estimated that it saved UK consumers £76 million in interest and fees in 2020.

You can also spread the cost of high ticket items over three equal instalments, the first third paid at the time of purchase, the second 30 days later and the final on day 60. This option is also interest and fee free.

This is all great news for fitness enthusiasts looking to get their hands on new home gym equipment while it’s still in stock. It can make big purchases possible that would otherwise require a huge lump payment or credit loans – which may have buyers worrying about racking up credit card interest.

But it’s not just about the larger items. Whether you’re after indoor or outdoor activewear, Klarna is available from many major leading sport brands including Adidas, Lululemon, Gymshark, Sweaty Betty, Nike and Decathlon. One of the biggest benefits of this is that it can give you a ‘try before you buy’ experience – effectively bringing the in-store experience to your home.

For example, a tricky purchase such as running shoes can be made much easier with the freedom to order a range of sizes of the shoe you want and return the ones which don’t fit right, without worrying about the money leaving your account. This is especially handy right now with many people choosing to shop online.

The Klarna app makes managing your purchases and repayments easy. You’ll get notifications when a payment is due and you can snooze any payment for an extra 10 days, for free. You can report and manage returns, and get 24/7 in-app chat for customer service. The app also allows you to create and discover wishlists – which means you can save items and get alerts when the price drops.

Don’t miss out on the opportunity to get the latest, best and right equipment and clothing for your exercise regime.

Find out more about Klarna (opens in new tab)

Please spend responsibly, borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. 18+ T&C’s apply. Klarna Bank AB (publ) offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days is not regulated by the FCA. For more information visit

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